What's not coveredĪmerican Express car rental loss and damage insurance doesn't cover all vehicles. You must also decline the rental company's collision damage waiver. You'll need to pay the full cost of the rental with your American Express card or American Express rewards points.
#American express travel november 2017 invoice drivers#
Coverage includes the cardholder, their spouse/domestic partner, and authorized drivers on the rental agreement. Car rental loss and damage insurance covers rental vehicles for up to 30 consecutive days. When you rent a car and pay for the entire rental with your card, you'll be insured against damage or theft. Secondary insurance pays for loss and damage not covered by any other insurance policy you have**. Most American Express cards offer a secondary insurance policy for rental cars.
Terms apply for all the cards in the below table. Review your card's guide to benefits for a full list of everything that's not covered under its baggage insurance plan. For example, acts by customs or government authorities, normal wear and tear, and illegal activity by the cardmember. There are also certain circumstances that aren't included in baggage insurance. These include cash, travel documents, living plants, perishable items, eyeglasses, and property shipped as freight. It covers the cardmember, their spouse/domestic partner, and dependent children under 23 years of age. It doesn't include personal or rental vehicles.įor the baggage insurance plan to apply, you must pay the full fare with your American Express card or American Express rewards points. According to American Express, a common carrier is an air, land, or water vehicle licensed to carry passengers for hire and available to the public.
What is coveredĪmerican Express baggage insurance covers luggage that is lost, stolen, or damaged while traveling on a common carrier. You can make a claim if anything happens to your checked or carry-on luggage*. A lot of the best credit card offers include baggage insurance.
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